/* ============================================================
   FinvHub — marketing site design system (light-modern brand)
   ============================================================ */
:root{
  --canvas:#F5F4F1; --surface:#FFFFFF; --surface-2:#FBFAF7;
  --navy:#141A24; --navy-2:#1C2430;
  --ink:#191D24; --ink-soft:#5C6571; --ink-faint:#9AA2AD;
  --line:#EAE8E2; --line-2:#F1EFEA;
  --gold:#B07D2B; --gold-2:#C99A45; --gold-soft:#F4ECDD;
  --forest:#2E7D55; --forest-soft:#E7F1EB;
  --terra:#C2410C; --terra-soft:#FBEAE0;
  --blue:#2563A8; --blue-soft:#E8F0F8;
  --shadow-sm:0 1px 2px rgba(20,26,36,.05);
  --shadow:0 1px 2px rgba(20,26,36,.05),0 12px 32px -18px rgba(20,26,36,.25);
  --shadow-lg:0 2px 4px rgba(20,26,36,.06),0 30px 60px -30px rgba(20,26,36,.35);
  --radius:14px; --radius-sm:10px; --maxw:1160px;
  --font:'Inter',ui-sans-serif,system-ui,-apple-system,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;
  --mono:'IBM Plex Mono',ui-monospace,'SF Mono',Menlo,monospace;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--ink);background:var(--canvas);line-height:1.6;-webkit-font-smoothing:antialiased;font-size:16px}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{line-height:1.15;letter-spacing:-.02em;font-weight:720;color:var(--ink)}
h1{font-size:clamp(34px,5vw,58px)}
h2{font-size:clamp(26px,3.4vw,40px)}
h3{font-size:clamp(19px,2vw,24px)}
p{color:var(--ink-soft)}
.mono{font-family:var(--mono);font-variant-numeric:tabular-nums}
.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.section{padding:84px 0}
.section-sm{padding:56px 0}
.eyebrow{font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold)}
.lede{font-size:clamp(16px,1.6vw,19px);color:var(--ink-soft);max-width:620px}
.center{text-align:center}
.center .lede{margin-left:auto;margin-right:auto}
.accent-line{height:3px;width:100%;background:linear-gradient(90deg,var(--gold) 0 34%,var(--terra) 34% 67%,var(--forest) 67% 100%)}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:8px;font-family:inherit;font-size:15px;font-weight:650;
  padding:12px 22px;border-radius:10px;border:1.5px solid transparent;cursor:pointer;transition:.15s;white-space:nowrap}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:#0d1219;transform:translateY(-1px)}
.btn-accent{background:var(--gold);color:#211705}
.btn-accent:hover{background:var(--gold-2);transform:translateY(-1px)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--ink-faint);background:var(--surface)}
.btn-lg{padding:15px 30px;font-size:16px}
.btn-light{background:#fff;color:var(--navy)}
.btn-light:hover{background:#f3f1ec}
.btn-outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.3)}
.btn-outline-light:hover{border-color:#fff}

/* ---------- header ---------- */
.hdr{position:sticky;top:0;z-index:50;background:rgba(245,244,241,.85);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;gap:28px;height:66px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:19px;letter-spacing:-.02em}
.brand .logo{width:32px;height:32px;border-radius:9px;background:var(--gold);display:grid;place-items:center;color:#1A1308;font-weight:800;font-size:16px}
.brand b{color:var(--gold);font-weight:800}
.nav-links{display:flex;align-items:center;gap:24px;margin-left:8px}
.nav-links a{font-size:14.5px;font-weight:550;color:var(--ink-soft);transition:.15s}
.nav-links a:hover,.nav-links a.active{color:var(--ink)}
.nav-cta{margin-left:auto;display:flex;align-items:center;gap:12px}
.nav-cta .signin{font-size:14.5px;font-weight:600;color:var(--ink)}
.burger{display:none;background:none;border:1px solid var(--line);border-radius:9px;width:40px;height:40px;cursor:pointer;color:var(--ink)}

/* ---------- hero ---------- */
.hero{padding:72px 0 40px;text-align:center}
.hero .pill{display:inline-flex;align-items:center;gap:8px;background:var(--gold-soft);border:1px solid #E7D4AF;color:#8A5E18;font-size:12.5px;font-weight:700;padding:6px 14px;border-radius:20px;margin-bottom:22px}
.hero h1{max-width:900px;margin:0 auto 20px}
.hero .lede{margin:0 auto 30px;font-size:clamp(17px,1.8vw,20px)}
.hero-cta{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-bottom:14px}
.hero-note{font-size:13px;color:var(--ink-faint)}
.hero-shot{max-width:1000px;margin:48px auto 0;border-radius:16px;overflow:hidden;border:1px solid var(--line);box-shadow:var(--shadow-lg);background:#fff}

/* ---------- logos / trust ---------- */
.trust{padding:36px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.trust p{text-align:center;font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-faint);margin-bottom:18px}
.trust-row{display:flex;flex-wrap:wrap;gap:20px 44px;justify-content:center;align-items:center}
.trust-row span{font-weight:800;font-size:18px;color:var(--ink-faint);opacity:.8}

/* ---------- grid + pillar cards ---------- */
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow-sm);transition:.18s}
.card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.card .ic{width:44px;height:44px;border-radius:11px;display:grid;place-items:center;margin-bottom:16px;background:var(--gold-soft);color:var(--gold)}
.card h3{font-size:19px;margin-bottom:8px}
.card p{font-size:14.5px}
.card .more{display:inline-block;margin-top:14px;font-size:13.5px;font-weight:650;color:var(--gold)}

/* ---------- split feature rows ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split.rev .split-media{order:-1}
.split-media{background:var(--navy);border-radius:16px;min-height:320px;display:grid;place-items:center;color:#5b6675;font-size:14px;overflow:hidden;box-shadow:var(--shadow)}
.feature-list{list-style:none;margin-top:18px;display:grid;gap:12px}
.feature-list li{display:flex;gap:11px;font-size:15px;color:var(--ink-soft)}
.feature-list .chk{color:var(--forest);flex-shrink:0;margin-top:3px}

/* ---------- stats ---------- */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}
.stat .n{font-size:clamp(30px,4vw,44px);font-weight:800;letter-spacing:-.03em;color:var(--ink)}
.stat .l{font-size:14px;color:var(--ink-soft);margin-top:4px}

/* ---------- dark band ---------- */
.dark{background:var(--navy);color:#EAF0F6}
.dark h2,.dark h3{color:#fff}
.dark p{color:rgba(234,240,246,.72)}
.dark .eyebrow{color:var(--gold-2)}

/* ---------- pricing ---------- */
.plans{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;align-items:stretch}
.plan{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:28px;display:flex;flex-direction:column}
.plan.pop{border:2px solid var(--gold);position:relative;box-shadow:var(--shadow)}
.plan .tag{position:absolute;top:-12px;left:24px;background:var(--gold);color:#211705;font-size:11px;font-weight:800;padding:4px 12px;border-radius:20px;letter-spacing:.04em}
.plan .pname{font-weight:700;font-size:18px}
.plan .pdesc{font-size:13.5px;color:var(--ink-faint);margin:4px 0 16px;min-height:38px}
.plan .price{font-size:34px;font-weight:800;letter-spacing:-.02em}
.plan .price small{font-size:14px;font-weight:600;color:var(--ink-faint)}
.plan ul{list-style:none;margin:18px 0 22px;display:grid;gap:10px;flex:1}
.plan ul li{display:flex;gap:9px;font-size:14px;color:var(--ink-soft)}
.plan ul .chk{color:var(--forest);flex-shrink:0}
.toggle{display:inline-flex;background:var(--line-2);border:1px solid var(--line);border-radius:999px;padding:4px;gap:4px;margin:0 auto 34px}
.toggle button{border:none;background:none;font-family:inherit;font-size:13.5px;font-weight:650;color:var(--ink-soft);padding:7px 18px;border-radius:999px;cursor:pointer}
.toggle button.on{background:#fff;color:var(--ink);box-shadow:var(--shadow-sm)}

/* ---------- calculator ---------- */
.calc{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:30px;box-shadow:var(--shadow);max-width:760px;margin:0 auto}
.calc-row{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:center}
.calc label{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-soft);display:block;margin-bottom:8px}
.calc input[type=range]{width:100%;accent-color:var(--gold)}
.calc .headcount{font-size:40px;font-weight:800;letter-spacing:-.02em}
.calc-out{background:var(--surface-2);border:1px solid var(--line);border-radius:12px;padding:20px;margin-top:22px;display:grid;grid-template-columns:repeat(3,1fr);gap:14px;text-align:center}
.calc-out .co-l{font-size:12px;color:var(--ink-faint);font-weight:600}
.calc-out .co-v{font-size:20px;font-weight:800;margin-top:4px}
.field{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;font-family:inherit;font-size:15px;background:#fff;color:var(--ink);outline:none;transition:.15s}
.field:focus{border-color:var(--navy)}
select.field{cursor:pointer}

/* ---------- FAQ ---------- */
.faq{max-width:800px;margin:0 auto}
.faq-item{border-bottom:1px solid var(--line)}
.faq-q{width:100%;text-align:left;background:none;border:none;font-family:inherit;font-size:16.5px;font-weight:600;color:var(--ink);padding:20px 0;cursor:pointer;display:flex;justify-content:space-between;gap:16px;align-items:center}
.faq-q .pm{color:var(--gold);font-size:22px;transition:.2s;flex-shrink:0}
.faq-a{max-height:0;overflow:hidden;transition:max-height .28s ease}
.faq-a p{padding:0 0 20px;font-size:15px}
.faq-item.open .faq-a{max-height:320px}
.faq-item.open .pm{transform:rotate(45deg)}

/* ---------- resources ---------- */
.res-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:.18s}
.res-card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.res-thumb{aspect-ratio:16/9;background:var(--navy);display:grid;place-items:center;color:#5b6675}
.res-thumb .play{width:52px;height:52px;border-radius:50%;background:rgba(255,255,255,.14);display:grid;place-items:center;color:#fff;border:1px solid rgba(255,255,255,.3)}
.res-body{padding:18px 20px}
.res-body .kicker{font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gold)}
.res-body h3{font-size:17px;margin:6px 0}
.res-body p{font-size:14px}

/* ---------- CTA band ---------- */
.cta-band{background:var(--navy);border-radius:20px;padding:56px;text-align:center;color:#fff;position:relative;overflow:hidden}
.cta-band h2{color:#fff;max-width:640px;margin:0 auto 14px}
.cta-band p{color:rgba(234,240,246,.75);max-width:520px;margin:0 auto 26px}

/* ---------- contact ---------- */
.contact-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px}
.contact-info .ci{display:flex;gap:14px;padding:16px 0;border-bottom:1px solid var(--line)}
.contact-info .ci .ic{width:42px;height:42px;border-radius:11px;background:var(--gold-soft);color:var(--gold);display:grid;place-items:center;flex-shrink:0}
.contact-info .ci b{display:block;font-size:15px;color:var(--ink)}
.contact-info .ci span{font-size:14px;color:var(--ink-soft)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-group{margin-bottom:16px}
.form-group label{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-soft);display:block;margin-bottom:7px}
textarea.field{resize:vertical;min-height:130px}

/* ---------- footer ---------- */
.footer{background:var(--navy);color:#AEB6C0;padding:64px 0 30px}
.footer h4{color:#fff;font-size:13px;letter-spacing:.06em;text-transform:uppercase;margin-bottom:16px;font-weight:700}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:36px;margin-bottom:40px}
.footer a{display:block;color:#AEB6C0;font-size:14px;padding:6px 0;transition:.15s}
.footer a:hover{color:#fff}
.footer .brand{color:#fff;margin-bottom:14px}
.footer .blurb{font-size:14px;color:#8b95a2;max-width:280px}
.footer-bot{border-top:1px solid rgba(255,255,255,.1);padding-top:24px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:13px;color:#8b95a2}

/* ---------- documentation / guides ---------- */
.doc{max-width:780px;margin:0 auto;padding:8px 0 40px}
.doc .back{display:inline-flex;align-items:center;gap:6px;font-size:13.5px;font-weight:600;color:var(--gold);margin-bottom:20px}
.doc h1{font-size:clamp(28px,4vw,40px);margin-bottom:10px}
.doc .meta{font-size:13px;color:var(--ink-faint);margin-bottom:28px;padding-bottom:20px;border-bottom:1px solid var(--line)}
.doc h2{font-size:22px;margin:34px 0 12px}
.doc h3{font-size:17px;margin:24px 0 8px}
.doc p{font-size:15.5px;margin-bottom:14px;color:var(--ink-soft)}
.doc ul,.doc ol{margin:0 0 16px 22px}
.doc li{font-size:15.5px;color:var(--ink-soft);margin-bottom:7px}
.doc .step{display:flex;gap:16px;padding:18px 0;border-bottom:1px solid var(--line-2)}
.doc .step .num{width:30px;height:30px;border-radius:50%;background:var(--navy);color:var(--gold);font-weight:800;font-size:13px;display:grid;place-items:center;flex-shrink:0}
.doc .step h3{margin:0 0 4px}
.doc .callout{background:var(--gold-soft);border:1px solid #E7D4AF;border-radius:10px;padding:14px 16px;font-size:14.5px;color:#6b4e18;margin:16px 0}
.doc .callout b{color:#5a4114}
.doc .next{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:32px}
.doc .next a{display:block;background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:16px 18px}
.doc .next a:hover{box-shadow:var(--shadow)}
.doc .next .k{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-faint)}
.doc .next .t{font-size:15px;font-weight:650;color:var(--ink);margin-top:3px}

/* ---------- responsive ---------- */
@media(max-width:900px){
  .nav-links{display:none}
  .burger{display:grid;place-items:center;margin-left:auto}
  .nav-cta{margin-left:0;gap:8px}
  .nav-cta .signin{display:none}
  .nav-links.open{display:flex;position:absolute;top:66px;left:0;right:0;flex-direction:column;background:var(--surface);border-bottom:1px solid var(--line);padding:16px 24px;gap:6px;align-items:flex-start;box-shadow:var(--shadow)}
  .nav-links.open a{padding:8px 0;font-size:16px}
  .g4,.g3{grid-template-columns:repeat(2,1fr)}
  .split{grid-template-columns:1fr;gap:28px}
  .split.rev .split-media{order:0}
  .stats{grid-template-columns:repeat(2,1fr);gap:28px}
  .plans{grid-template-columns:1fr;max-width:420px;margin:0 auto}
  .contact-grid{grid-template-columns:1fr;gap:32px}
  .calc-row,.form-row,.calc-out{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr;gap:28px}
  .cta-band{padding:40px 24px}
}
@media(max-width:560px){
  .section{padding:60px 0}
  .g4,.g3,.g2{grid-template-columns:1fr}
  .stats{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
}
